3 Ways to Make Money When a Crisis Hits

With all of the chaos that the coronavirus has caused, it is easy to feel like everything is falling apart. Especially concerning ones finances! People are panic buying all of the local goods, everyone is wearing a mask, and unemployment has skyrocketed to numbers worse than the great depression. But what if I told you I was able to ease my panic with an app?

At this point, it would be understandable to have a freak out. I had one as well. However, after coming to the realization that this is not going to end anytime soon, it was time for me to adapt. Because of that, I was able to find 3 easy ways to make quick cash to cushion the uncertainty around me.

There is no one coming to my rescue for housing, my finances, or employment. So I found help with a select few apps that I knew would help me make a quick buck, and move my financial future in the right trajectory. Now I am in a position to sit and wait this whole thing out if need be. Here are the 3 things that I did to help me out of panic mode.

This post does not serve as financial advice. for any financial advice that you seek, please consult with a professional financial advisor. This pst may also contain affiliate links. for more information please read our full disclosure.

I got rid of forgotten expenses with Truebill.

a lone bill sitting at the corner of the frame (app)

This was the first App that I ran to when the stay at home order was placed in my area. Because I didn’t know if I would still have employment, I wanted to be sure that I was only paying for the bare minimum expenses. I’ve been using Truebill for a little over a year now, because it performs a plethora of money saving tasks for me. It tracks all of your expenses in budget form for you, and can even detect price jumps that you might not notice on your own. Truebill goes out of its way to detect account fees and penalties for which you can request a refund in app!

My favorite aspect of this app is that it allows you to cancel unwanted subscriptions through the app as well. In the long run it was way less painful than figuring out the different websites, or calling a representative on the phone. After I went through the app, I was able to save an extra 200 dollars per month by cancelling 3 subscriptions! CHA-CHING!

I logged my expenses with Personal Capital.

a pile of financial papers with a calculator and cup of coffee (app)

Personal Capital is an app that I have been OBSESSED with since 2018 when I decided to buckle down with my finances. Not only is the app visually appealing, but it is also extremely organized and easy to use. I don’t know about you guys, but I love seeing my whole financial story in one place represented by graphs and charts. 

Another plus with Personal Capital is that it is useful for people from different stages in their financial journey. It can be used to track your net worth growth, as well as your debt to income ratio. You can even use it to strategize your debt payoff plan! Where this app really changes the game is through its investment tracking tool. It allows you to enter all of your information regarding your individual stocks, ETF’s Index funds, Bonds, etc from all of your brokerages, and 401k’s. Basically every investment brokerage that you use can be placed into this app and tracked in one spot. 

But it goes a step further by showing your retirement progress based on your asset allocation. It even goes as far as to provide a financial advisor if you REALLY want to have a 100% hands off  approach with your assets. My absolute favorite aspect of Personal Capital is that it will base your volatility tolerance on your age, and suggest adjustments to your risk in investments accordingly. Why didn’t I think of this app?

I filed my taxes for free with Turbo tax.

a person on the floor with a pile of papers and a calculator (app)

I usually file my taxes early in January, but this year there was an extension to July. I was a little bit lackadaisical to be honest. So when I realized that the government was in a crisis, I hurried and filed my taxes. Here is why I chose to use Turbo tax.

 – It is completely free for most people. Because of this I did not have a problem turning to them in my time of need. Eventually, as your salary increases, you will need more protection for your taxes, and Turbotax provides that as well!

 – I got cash for my return. This could not have come at a better time for me. Especially in uncertain times like this. It was the perfect way to have a little peace of mind.

 – It took around 10 minutes to complete. The app lets you take a picture of your tax forms, and then asks you simple questions regarding your year, to determine how much you owe to your state and the federal government.

Apparently the federal government will be using the information from your 2018 and/or 2019 tax returns for these stimulus checks that are expected to roll out on April 13th to people who signed up with direct deposit. So please make sure that you get that information in to the IRS!


Those are the three ways that I was able to do to grant myself peace of mind during the crazy crisis happening in the world right now. Did you do any of these things? Also, let me know if you use any of the aforementioned apps in this blog post, and how you are liking them so far.

We’re all in this together. for more finance reading, please check out my last post regarding building a large savings on a low income. I want my posts to be helpful during this time that we are all in. So please use my website as a resource! Be safe, See you around, and wash your hands!

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